LLBO

(218)-335-3787 Phone
(218) 335-8309 Fax
[email protected]

Mailing Address
190 Sailstar Dr NW
Cass Lake, MN 56633

Physical Address
190 Sailstar Dr NW    
Cass Lake, MN 56633

Hours of Operation

Monday - Friday
8:00 a.m. - 4:30 p.m.

Links

webNotice

LLBO COVID-19 Emergency Relief Assistance Program

LLBO Homeowners Assistance Fund Program

The purpose of the Homeowner Assistance Fund (HAF) is to prevent mortgage delinquencies, defaults, foreclosures, loss of utilities or home energy services, and displacement of homeowners experiencing financial hardship after January 21, 2020 associated with the coronavirus pandemic.

Applicant eligibility requirements are:

  1. A homeowner who has experienced a financial hardship after January 21, 2020, and has a household income equal to or less than 100% of the area median income.
  2. The Applicant attests to the nature of the financial hardship experienced after January 21, 2020. The attestation must describe the nature of the financial hardship (for example, job loss, reduction in income, or increased costs due to healthcare or the need to care for a family member).
  3. At this time, preference will only be provided to homeowners that are enrolled with the Leech Lake Band of Ojibwe.
  4. The homeowner must occupy the dwelling as their primary residence.

Funds from the HAF may be used for assistance with:

  • Mortgage payment assistance; Financial assistance to allow a homeowner to reinstate a mortgage or to pay other housing-related costs related to a period of forbearance, delinquency, or default;
  • Payment assistance for:
    • Homeowner’s utilities, including electric, gas, home energy, and water
    • Homeowner’s internet service, including broadband internet access service, as defined in 47 CFR 8.1(b)
    • Delinquent property taxes to prevent homeowner tax foreclosures;
  • Measures to prevent homeowner displacement, such as home repairs to maintain the habitability of a home;
  • Assistance to enable households to receive clear title to their properties;

The following documents are required by all applicants:

  • Complete and signed application o Proof of homeownership
    • Mortgage Holder, Title and/or Deed to home, Title Status Report (TSR)
  • Picture Identification (Driver’s License, State ID, Tribal ID)
  • Proof of Enrollment/Tribal ID
  • Income Verification for ALL household members 18 years and older
    • 60 days of paystubs, most recent tax return, SSI Award Letter;
    • Zero Income form for any household member without income
  • Completed and signed Release of Information for EACH HOUSEHOLD MEMBER 18 YEARS AND OLDER

Submit the following IF APPLICABLE:

  • Mortgage Statement
  • Property Tax Statement
  • Utility Bill(s)
  • Insurance Statement(s)

Incomplete applications will not be processed and will delay the application process and could result in denial of services. If you are missing any of these documents at the time of submission, program staff will follow up with you to submit required documents.

Applications are processed and reviewed as they are received. Preference and priority will be given to homeowners having incomes equal to or less than 100% of the Area Median Income (AMI). Applicants will be notified within fourteen (14) days of a completed application if they are approved for HAF funding.

If you need assistance with this application, you can call (218) 335-3787 from Monday through Friday, between 8:00 am and 4:30 pm Central Time.